Services
More than just credit repair…
Here at It’s Time Credit Repair, we don’t want to just help you fix your credit. Our goal is to help you reach your goals. Whether it’s to buy a house, a new car, obtain a loan, or for any other reason, we are here to help!
So the question is… are you ready to have a better future? Are you tired of wasting money? You deserve more! You deserve the chance to reach your goals!
Personal Consultant
Your credit consultant will become intimately acquainted with your credit file and will be in the best position to help you improve your credit report and your score. You may contact your personal credit consultant by e-mail, phone, fax, or by scheduling an appointment if you have a question that requires more time to discuss.
FREE Custom In-Depth Credit Consultation
We go over your credit report in detail, breaking down every account to determine the best course of action to take in order to optimize your credit score and help you attain your goal in the minimum amount of time. In addition, we will guide you in re-establishing or establishing credit. We will show you how to properly use your credit in every aspect to ensure that you have a clear understanding of what we are doing and why. After we have completed delivery of our services we want you to be equipped with all the tools necessary to continue to improve your scores.
Unlimited Credit Bureau Disputes within the time of your service
No matter how many negative accounts or incorrect information we have to dispute with the bureaus, you will only be charged the initial agreed upon fee.
Unlimited Inquiry Disputes within the time of your service
Your credit score can decrease 2-5 points per inquiry. We will work with you to remove all questionable, incomplete, and unverifiable inquires that may be impacting your credit score.
Unlimited Personal Info Variance Disputes within the time of your service
Too many personal info variances negatively impact your credit score. They are also markers for instability, displaying sporadic behavior to potential lenders. We will work to remove multiple names, address, employer, and other personal information variances which are incorrect, incomplete, or unverifiable to optimize your credit score and increase the appearance of stability, making you look more attractive to potential lenders.
No Hidden Fees
Our service covers credit bureau disputes, any and all consultations, and of course the most outstanding customer service in the business. We never bill per deletion; ALL of our services are already included. You will never have to worry about any extra fees or charges popping up.
Let us help you fix your credit!
Give us a call to schedule your FREE in-depth credit consultation
- 915.857.3700
Testimonials
Here’s what our satisfied customers have to say about our services:
It’s always been my dream to have the credit to own my own home. Thanks to It’s Time, I am a new home owner
Just wanted to take the time to say thank to mr Carlos for helping my family and I reach our goals. It was a long process but well worth it thank you so much.
You have to follow what he instructs you to do and just trust the process.
I am amazed that in only a few short months my scores sky rocketed!
Very knowledgeable in the business they’re in. Great overall customer service!! Will definitely refer them to anyone needing to clean up their credit!!
It is truly a miracle what It’s Time did for me. Thank you!
My credit score has done a complete turn around since doing business with Its Time Credit Repair. Very satisfied with their work and results!!