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More than just credit repair…

Services built around your goals

We don't just help you fix your credit — our goal is to help you reach your goals. Whether it's to buy a house, a new car, obtain a loan, or any other reason, we are here to help.

Ready for a better future?

You deserve the chance to reach your goals.

So the question is… are you ready to have a better future? Are you tired of wasting money? You deserve more! You deserve the chance to reach your goals.

Here at It's Time Credit Repair, every service below is included in one straightforward agreement — with the most outstanding customer service in the business and absolutely no surprise charges.

Personal consultant
Free consultation
Unlimited disputes
No hidden fees

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What's included

Everything you need, in one agreement

Personal Consultant

Your credit consultant becomes intimately acquainted with your credit file and is in the best position to help you improve your report and your score. Reach them by e-mail, phone, fax, or by scheduling an appointment when a question needs more time to discuss.

FREE Custom In-Depth Credit Consultation

We go over your credit report in detail, breaking down every account to determine the best course of action to optimize your score in the minimum amount of time. We'll guide you in re-establishing or establishing credit and show you how to properly use it — so when our work is done you have all the tools to keep improving.

Unlimited Credit Bureau Disputes

Within the time of your service. No matter how many negative accounts or pieces of incorrect information we have to dispute with the bureaus, you will only be charged the initial agreed-upon fee.

Unlimited Inquiry Disputes

Within the time of your service. Your score can decrease 2–5 points per inquiry. We'll work with you to remove all questionable, incomplete, and unverifiable inquiries that may be impacting your credit score.

Unlimited Personal Info Variance Disputes

Within the time of your service. Too many personal-info variances hurt your score and signal instability to lenders. We work to remove incorrect, incomplete, or unverifiable names, addresses, employers, and other variances — boosting your score and your appearance of stability.

No Hidden Fees

Our service covers credit bureau disputes, any and all consultations, and of course the most outstanding customer service in the business. We never bill per deletion — all of our services are already included. You'll never worry about extra fees or charges popping up.

Testimonials

What our customers say

Let us help you fix your credit!

Give us a call to schedule your FREE in-depth credit consultation.