/* ===== It's Time Credit Repair — shared styles ===== */
:root{
  --navy:#0f2c4d;
  --navy-deep:#0a2138;
  --navy-soft:#1b4067;
  --green:oklch(0.60 0.12 156);
  --green-deep:oklch(0.52 0.12 156);
  --green-tint:oklch(0.96 0.03 156);
  --gold:oklch(0.74 0.11 80);
  --ink:#16222e;
  --slate:#4b5b6b;
  --slate-light:#7287983;
  --line:#e4e9ee;
  --paper:#f6f8f9;
  --white:#ffffff;
  --shadow-sm:0 1px 2px rgba(15,44,77,.06), 0 2px 8px rgba(15,44,77,.05);
  --shadow-md:0 6px 22px rgba(15,44,77,.10);
  --shadow-lg:0 18px 50px rgba(15,44,77,.16);
  --radius:14px;
  --radius-lg:22px;
  --maxw:1180px;
  --font-head:'Plus Jakarta Sans', system-ui, sans-serif;
  --font-body:'Source Sans 3', system-ui, sans-serif;
}
*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--font-body);
  color:var(--ink);
  background:var(--white);
  font-size:18px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4,h5{font-family:var(--font-head);color:var(--navy);line-height:1.12;margin:0;font-weight:700;letter-spacing:-.01em;}
p{margin:0 0 1.1em;color:var(--slate);}
p:last-child{margin-bottom:0;}
a{color:inherit;text-decoration:none;}
img{max-width:100%;display:block;}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 28px;}
.section{padding:84px 0;}
.section--tight{padding:60px 0;}
.eyebrow{
  font-family:var(--font-head);font-weight:700;font-size:.82rem;letter-spacing:.16em;
  text-transform:uppercase;color:var(--green-deep);margin:0 0 14px;display:inline-flex;align-items:center;gap:10px;
}
.eyebrow::before{content:"";width:26px;height:2px;background:var(--green);display:inline-block;border-radius:2px;}
.center{text-align:center;}
.center .eyebrow{justify-content:center;}
.lead{font-size:1.18rem;color:var(--slate);}

/* buttons */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  font-family:var(--font-head);font-weight:600;font-size:1rem;
  padding:15px 28px;border-radius:999px;cursor:pointer;border:2px solid transparent;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease, color .15s ease;
  white-space:nowrap;
}
.btn--primary{background:var(--green);color:#fff;box-shadow:0 8px 20px oklch(0.60 0.12 156 / .32);}
.btn--primary:hover{transform:translateY(-2px);box-shadow:0 12px 28px oklch(0.60 0.12 156 / .42);background:var(--green-deep);}
.btn--gold{background:var(--gold);color:var(--navy-deep);}
.btn--gold:hover{transform:translateY(-2px);filter:brightness(1.05);}
.btn--ghost{background:transparent;color:var(--navy);border-color:var(--line);}
.btn--ghost:hover{border-color:var(--navy);transform:translateY(-2px);}
.btn--light{background:#fff;color:var(--navy);}
.btn--light:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);}
.btn--lg{padding:18px 34px;font-size:1.08rem;}

/* ===== utility bar ===== */
.topbar{background:var(--navy-deep);color:#cdd9e6;font-size:.9rem;}
.topbar .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:42px;}
.topbar a{color:#cdd9e6;transition:color .15s;}
.topbar a:hover{color:#fff;}
.topbar__left{display:flex;align-items:center;gap:8px;font-family:var(--font-head);font-weight:600;letter-spacing:.01em;color:#fff;}
.topbar__left .dot{width:7px;height:7px;border-radius:50%;background:var(--green);box-shadow:0 0 0 4px oklch(0.60 0.12 156 / .25);}
.topbar__social{display:flex;align-items:center;gap:16px;}
.topbar__social a{display:inline-flex;}
.topbar__social svg{width:16px;height:16px;fill:currentColor;}

/* ===== header ===== */
.header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);}
.header .wrap{display:flex;align-items:center;justify-content:space-between;height:84px;gap:20px;}
.brand{display:flex;align-items:center;gap:12px;}
.brand img{height:54px;width:auto;}
.brand__tag{font-family:var(--font-head);font-weight:700;font-size:.66rem;letter-spacing:.14em;text-transform:uppercase;color:var(--green-deep);
  border-left:2px solid var(--line);padding-left:12px;white-space:nowrap;}
.nav{display:flex;align-items:center;gap:4px;}
.nav a{
  font-family:var(--font-head);font-weight:600;font-size:.96rem;color:var(--navy);
  padding:10px 16px;border-radius:999px;transition:background .15s,color .15s;position:relative;
}
.nav a:hover{background:var(--paper);}
.nav a.active{color:var(--green-deep);}
.nav a.active::after{content:"";position:absolute;left:16px;right:16px;bottom:4px;height:2px;background:var(--green);border-radius:2px;}
.header__cta{display:flex;align-items:center;gap:14px;}
.header__phone{display:flex;align-items:center;gap:9px;font-family:var(--font-head);font-weight:700;color:var(--navy);font-size:1.02rem;}
.header__phone svg{width:18px;height:18px;fill:var(--green);}
.menu-btn{display:none;background:none;border:0;cursor:pointer;width:46px;height:46px;border-radius:12px;align-items:center;justify-content:center;}
.menu-btn svg{width:26px;height:26px;stroke:var(--navy);}

/* mobile drawer */
.drawer{position:fixed;inset:0;z-index:80;display:none;}
.drawer.open{display:block;}
.drawer__scrim{position:absolute;inset:0;background:rgba(10,33,56,.5);backdrop-filter:blur(2px);}
.drawer__panel{position:absolute;top:0;right:0;height:100%;width:min(330px,86vw);background:#fff;box-shadow:var(--shadow-lg);
  display:flex;flex-direction:column;padding:24px;transform:translateX(100%);transition:transform .28s cubic-bezier(.4,0,.2,1);}
.drawer.open .drawer__panel{transform:translateX(0);}
.drawer__head{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px;}
.drawer__head .brand img{height:42px;}
.drawer__close{background:none;border:0;cursor:pointer;width:42px;height:42px;}
.drawer__close svg{width:26px;height:26px;stroke:var(--navy);}
.drawer__nav{display:flex;flex-direction:column;gap:4px;margin-top:6px;}
.drawer__nav a{font-family:var(--font-head);font-weight:600;font-size:1.12rem;color:var(--navy);padding:14px 14px;border-radius:12px;}
.drawer__nav a:hover,.drawer__nav a.active{background:var(--green-tint);color:var(--green-deep);}
.drawer__foot{margin-top:auto;padding-top:20px;border-top:1px solid var(--line);display:flex;flex-direction:column;gap:12px;}

/* ===== hero ===== */
.hero{position:relative;background:
  radial-gradient(1200px 600px at 80% -10%, oklch(0.60 0.12 156 / .14), transparent 60%),
  linear-gradient(180deg, var(--navy) 0%, var(--navy-deep) 100%);
  color:#eaf1f8;overflow:hidden;}
.hero::after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.05) 1px,transparent 1px);background-size:22px 22px;opacity:.5;pointer-events:none;}
.hero .wrap{position:relative;z-index:2;display:grid;grid-template-columns:1.05fr .95fr;gap:54px;align-items:center;padding-top:78px;padding-bottom:78px;}
.hero__badge{display:inline-flex;align-items:center;gap:10px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.16);
  color:#dbe6f2;font-family:var(--font-head);font-weight:600;font-size:.84rem;letter-spacing:.04em;padding:8px 16px;border-radius:999px;margin-bottom:24px;}
.hero__badge .dot{width:8px;height:8px;border-radius:50%;background:var(--green);}
.hero h1{color:#fff;font-size:clamp(2.7rem,5.4vw,4.3rem);font-weight:800;letter-spacing:-.02em;margin-bottom:18px;}
.hero h1 em{font-style:normal;color:transparent;background:linear-gradient(120deg,var(--green) 0%, oklch(0.72 0.13 150) 100%);-webkit-background-clip:text;background-clip:text;}
.hero p{color:#c4d4e4;font-size:1.24rem;max-width:33ch;margin-bottom:30px;}
.hero__cta{display:flex;flex-wrap:wrap;gap:14px;align-items:center;}
.hero__trust{display:flex;gap:30px;margin-top:34px;padding-top:26px;border-top:1px solid rgba(255,255,255,.12);}
.hero__trust b{font-family:var(--font-head);font-size:1.7rem;color:#fff;display:block;line-height:1;}
.hero__trust span{font-size:.86rem;color:#9fb4c9;}
.hero__art{position:relative;}
.hero__card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);border-radius:var(--radius-lg);padding:14px;box-shadow:var(--shadow-lg);}
.hero__card img{border-radius:16px;width:100%;height:380px;object-fit:cover;}
.hero__chip{position:absolute;background:#fff;border-radius:14px;box-shadow:var(--shadow-lg);padding:14px 18px;display:flex;align-items:center;gap:12px;}
.hero__chip svg{width:30px;height:30px;}
.hero__chip b{font-family:var(--font-head);color:var(--navy);font-size:1.05rem;display:block;line-height:1.1;}
.hero__chip span{font-size:.8rem;color:var(--slate);}
.hero__chip--score{top:26px;left:-26px;}
.hero__chip--award{bottom:26px;right:-22px;}

/* score ring */
.ring{--p:0;width:54px;height:54px;border-radius:50%;display:grid;place-items:center;
  background:conic-gradient(var(--green) calc(var(--p)*1%), #e9eef3 0);}
.ring i{width:42px;height:42px;border-radius:50%;background:#fff;display:grid;place-items:center;font-family:var(--font-head);font-weight:800;color:var(--navy);font-style:normal;font-size:.92rem;}

/* ===== generic page hero (interior) ===== */
.phero{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;position:relative;overflow:hidden;}
.phero::after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(255,255,255,.05) 1px,transparent 1px);background-size:22px 22px;opacity:.5;}
.phero .wrap{position:relative;z-index:2;padding:70px 28px 76px;text-align:center;}
.phero .eyebrow{color:oklch(0.78 0.11 156);justify-content:center;}
.phero h1{color:#fff;font-size:clamp(2.3rem,4.6vw,3.5rem);font-weight:800;margin-bottom:14px;}
.phero p{color:#c4d4e4;font-size:1.2rem;max-width:60ch;margin:0 auto;}
.crumbs{display:flex;gap:8px;justify-content:center;align-items:center;margin-bottom:22px;font-family:var(--font-head);font-size:.86rem;color:#8fa6bd;}
.crumbs a:hover{color:#fff;}
.crumbs span{color:oklch(0.78 0.11 156);}

/* ===== cards / grids ===== */
.grid{display:grid;gap:26px;}
.g-3{grid-template-columns:repeat(3,1fr);}
.g-2{grid-template-columns:repeat(2,1fr);}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-sm);transition:transform .18s,box-shadow .18s;}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);}

/* goal cards (home) */
.goal{overflow:hidden;}
.goal__img{height:230px;overflow:hidden;position:relative;}
.goal__img img{width:100%;height:100%;object-fit:cover;transition:transform .4s ease;}
.goal:hover .goal__img img{transform:scale(1.06);}
.goal__body{padding:24px 24px 26px;}
.goal__body h3{font-size:1.4rem;margin-bottom:6px;}
.goal__link{display:inline-flex;align-items:center;gap:7px;font-family:var(--font-head);font-weight:600;color:var(--green-deep);margin-top:12px;font-size:.96rem;}
.goal__link svg{width:16px;height:16px;fill:currentColor;transition:transform .15s;}
.goal:hover .goal__link svg{transform:translateX(3px);}

/* feature/icon cards */
.feat{padding:30px;}
.feat__ic{width:54px;height:54px;border-radius:14px;background:var(--green-tint);display:grid;place-items:center;margin-bottom:18px;}
.feat__ic svg{width:28px;height:28px;stroke:var(--green-deep);fill:none;stroke-width:1.8;}
.feat h3{font-size:1.22rem;margin-bottom:8px;}
.feat p{font-size:1rem;margin:0;}

/* stats band */
.stats{background:var(--green-tint);}
.stats .grid{grid-template-columns:repeat(3,1fr);text-align:center;}
.stat b{font-family:var(--font-head);font-weight:800;color:var(--navy);font-size:clamp(2.6rem,5vw,3.6rem);display:block;line-height:1;}
.stat span{font-family:var(--font-head);font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--green-deep);font-size:.92rem;}

/* split section */
.split{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
.split__media{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg);position:relative;}
.split__media img{width:100%;height:100%;object-fit:cover;min-height:340px;}

/* process */
.process{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:step;}
.pstep{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:32px 28px;position:relative;box-shadow:var(--shadow-sm);}
.pstep__num{font-family:var(--font-head);font-weight:800;font-size:1rem;color:#fff;background:var(--green);width:46px;height:46px;border-radius:13px;display:grid;place-items:center;margin-bottom:18px;}
.pstep__num svg{width:24px;height:24px;fill:none;stroke:#fff;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round;}
.pstep h4{font-size:1.3rem;margin-bottom:8px;}
.pstep p{margin:0;font-size:1rem;}

/* dispute list */
.disputes{display:grid;grid-template-columns:repeat(3,1fr);gap:14px 30px;}
.disputes li{display:flex;align-items:center;gap:11px;font-family:var(--font-head);font-weight:600;color:var(--navy);padding:12px 0;border-bottom:1px solid var(--line);list-style:none;}
.disputes svg{width:20px;height:20px;flex:none;}

/* testimonials */
.tcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;gap:16px;height:100%;}
.tcard__stars{display:flex;gap:3px;}
.tcard__stars svg{width:18px;height:18px;fill:var(--gold);}
.tcard p{color:var(--ink);font-size:1.05rem;font-style:italic;margin:0;flex:1;}
.tcard__who{display:flex;align-items:center;gap:12px;}
.tcard__av{width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-family:var(--font-head);font-weight:700;}
.tcard__who b{font-family:var(--font-head);color:var(--navy);}

/* CTA band */
.ctaband{background:
  radial-gradient(800px 400px at 15% 120%, oklch(0.60 0.12 156 / .22), transparent 60%),
  linear-gradient(120deg,var(--navy) 0%,var(--navy-deep) 100%);color:#fff;}
.ctaband .wrap{display:flex;align-items:center;justify-content:space-between;gap:40px;padding:60px 28px;flex-wrap:wrap;}
.ctaband h2{color:#fff;font-size:clamp(1.7rem,3.2vw,2.4rem);margin-bottom:8px;}
.ctaband p{color:#c4d4e4;margin:0;font-size:1.12rem;}
.ctaband__phone{display:flex;align-items:center;gap:14px;}
.ctaband__phone a{font-family:var(--font-head);font-weight:800;font-size:clamp(1.5rem,3vw,2rem);color:#fff;}
.ctaband__phone .ic{width:54px;height:54px;border-radius:50%;background:rgba(255,255,255,.12);display:grid;place-items:center;flex:none;}
.ctaband__phone svg{width:26px;height:26px;fill:var(--green);}

/* forms */
.formcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);padding:38px;}
.field{margin-bottom:18px;}
.field label{display:block;font-family:var(--font-head);font-weight:600;color:var(--navy);font-size:.92rem;margin-bottom:7px;}
.field input,.field textarea{width:100%;font-family:var(--font-body);font-size:1rem;color:var(--ink);
  padding:14px 16px;border:1.5px solid var(--line);border-radius:12px;background:var(--paper);transition:border .15s,box-shadow .15s;}
.field input:focus,.field textarea:focus{outline:none;border-color:var(--green);box-shadow:0 0 0 4px oklch(0.60 0.12 156 / .14);background:#fff;}
.field textarea{resize:vertical;min-height:110px;}
.form-note{font-size:.86rem;color:var(--slate);margin-top:4px;}
.form-ok{background:var(--green-tint);border:1px solid oklch(0.60 0.12 156 / .3);color:var(--green-deep);border-radius:12px;padding:14px 16px;font-family:var(--font-head);font-weight:600;display:none;align-items:center;gap:10px;}
.form-ok.show{display:flex;}
.form-ok svg{width:20px;height:20px;fill:var(--green-deep);flex:none;}
.form-err{background:oklch(0.62 0.14 25 / .08);border:1px solid oklch(0.62 0.14 25 / .32);color:oklch(0.46 0.16 25);border-radius:12px;padding:14px 16px;font-family:var(--font-head);font-weight:600;font-size:.95rem;line-height:1.45;margin-bottom:14px;display:none;}
.form-err.show{display:block;}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden;}

/* footer */
.footer{background:var(--navy-deep);color:#aebfd0;padding:64px 0 0;}
.footer__top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:48px;border-bottom:1px solid rgba(255,255,255,.1);}
.footer h4{color:#fff;font-size:.86rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:20px;font-weight:700;}
.footer__brand img{height:52px;margin-bottom:18px;}
.footer__brand p{color:#9fb1c4;font-size:1rem;}
.footer__social{display:flex;gap:12px;margin-top:18px;}
.footer__social a{width:40px;height:40px;border-radius:10px;background:rgba(255,255,255,.08);display:grid;place-items:center;transition:background .15s;}
.footer__social a:hover{background:var(--green);}
.footer__social svg{width:18px;height:18px;fill:#fff;}
.fcol ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:11px;}
.fcol a,.fcol li{color:#aebfd0;font-size:1rem;transition:color .15s;}
.fcol a:hover{color:#fff;}
.fcontact{display:flex;flex-direction:column;gap:14px;}
.fcontact div{display:flex;gap:11px;align-items:flex-start;font-size:.98rem;color:#aebfd0;}
.fcontact svg{width:18px;height:18px;fill:var(--green);flex:none;margin-top:3px;}
.whyus{display:flex;flex-wrap:wrap;gap:8px;}
.whyus span{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);color:#cdd9e6;font-family:var(--font-head);font-weight:600;font-size:.84rem;padding:6px 13px;border-radius:999px;}
.footer__legal{padding:24px 0;font-size:.88rem;color:#7d92a8;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;}
.footer__legal .disc{max-width:62ch;}

/* reveal */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .6s ease, transform .6s ease;}
.reveal.in{opacity:1;transform:none;}

/* ===== responsive ===== */
@media (max-width:1024px){
  .nav,.header__phone,.brand__tag{display:none;}
  .menu-btn{display:flex;}
  .hero .wrap{grid-template-columns:1fr;gap:40px;}
  .hero__art{max-width:520px;}
  .split{grid-template-columns:1fr;gap:36px;}
  /* On mobile, show the full landscape photo instead of cropping its sides */
  .split__media img{height:auto;min-height:0;object-fit:contain;}
  .footer__top{grid-template-columns:1fr 1fr;gap:34px;}
}
@media (max-width:860px){
  .g-3,.process,.disputes,.stats .grid{grid-template-columns:1fr;}
  .g-2{grid-template-columns:1fr;}
  body{font-size:17px;}
  .section{padding:60px 0;}
  .ctaband .wrap{flex-direction:column;align-items:flex-start;}
}
@media (max-width:560px){
  .topbar__left span.hide-sm{display:none;}
  .topbar__left .dot{display:none;}
  .brand__tag{display:none;}
  .brand img{height:46px;}
  .wrap{padding:0 20px;}
  .hero__chip--score{left:-6px;}
  .hero__chip--award{right:-6px;}
  .footer__top{grid-template-columns:1fr;}
  .hero__trust{flex-wrap:wrap;gap:18px;}
  .formcard{padding:26px;}
}
@media (prefers-reduced-motion:reduce){
  .reveal{opacity:1;transform:none;transition:none;}
  *{scroll-behavior:auto;}
}